New Mexico has the fifth-lowest cost of living and low population density which could both contribute to the lower-than-average cost of car insurance in the state. New Mexico auto insurance rates.
Vehicle insurance car insurance or auto insurance in the United States and elsewhere is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damageMost states require a motor vehicle owner to carry some minimum level of liability insurance.
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